Legal Framework

Directive on Arrears Management of 2015
  • Code of Conduct on the Handling of Borrowers in Financial Difficulties   View Pdf
  • Directive on Arrears Management of 2015   View Pdf
  • Unofficial consolidation of the Arrears Management Directives οf 2013 and 2014   View Pdf
  • The Arrears Management (Amending) Directive of 2014   View Pdf
    Ιn Greek only. The Arrears Management (Amending) Directive of 2014 was published in the Official Gazette of the Republic on Friday 14th February 2014 under Annex III, Part I, as Public Administrative Act (P.A.A.) number 57/2014.
  • Personal Financial Statements (PFS)   View Excel
  • The Directive on Arrears Management of 2013   View Pdf
    The Arrears Management Directive of 2013 was published in the Official Gazette of the Republic on Monday 9th September 2013 under Annex III, Part I, as Public Administrative Act (P.A.A.) number 315/2013.
 
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